Why you should order an appraisalTo a lot of us, an appraisal is simply another fee in the long list of items for a home purchase or refinance. Even though there are a multiplying number of automated home valuation methods that might appear more economical than an appraisal, practically all lenders still need a local expert because the stakes are very high. Is getting a mortgage the only basis for getting an appraisal? Are there additional times when the services of a certified, independent real estate professional might come in handy? You bet. 
Dispute your tax assessment in Miami-Dade CountyIf you live in an area where the property value has declined, it's possible you're paying too much in property taxes. An appraisal from CERTIFIED APPRAISALS, INC. is your best evidence when building your case. We're capable of assisting you in disputing your tax assessment. Remove PMI to lower your mortgage paymentWhen the amount being loaned to the home owneris more than 80% of the actual value of the real estate, most lenders ask homeowners to purchase this additional insurance plan. That policy is Private Mortgage Insurance, or PMI. This additional payment is often folded into the monthly mortgage payment and is quickly forgotten. This is bad because PMI is unnecessary when the remainder of the loan - whether through market appreciation or principal pay down - dips below the 80% level. In fact, the United States Congress invoked a law in 1998 (the Homeowners Protection Act of 1998) requiring lenders to do away with the PMI installments when the loan-to-value ratio conditions have been met. If you'd like to do away with PMI, CERTIFIED APPRAISALS, INC. will provide you with a statement regarding the value of your home. The price you paid for the home valuation can usually be regained in little time because you'll no longer be paying the PMI. Get your appraisal from CERTIFIED APPRAISALS, INC. Order onlineGet a clear valuation on a home take make a divorce settlement less stressfulA divorce is often complicated by the difficult decision of who keeps the home, and it can be a particularly daunting ordeal for both parties. It's a good idea to order an appraisal from CERTIFIED APPRAISALS, INC. so both parties are completely aware of the true market value of their property, regardless of the circumstances. The parties will have a clearer picture of what price to set, if they need to sell the home. And if a "buyout" is the chosen option, both parties will feel like they've received a fair assessment. Determine a fair and accurate valuation for estate liquidationThe loss of a loved one is a difficult time in life, and settling an estate from a death, or probate, often calls for an appraisal to establish Fair Market Value for the residential property involved. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, guaranteeing the utmost degree of discretion. Unlike many wealthy individuals, most Americans do not have dedicated estate planners or executors to take care of these issues. And since a home or other property often makes up a disproportionate share of the total estate value, understanding the true value of the real estate at hand is of essential importance to ensuring disputing parties leave knowing they've gotten a fair deal. Move to or from Miami-Dade County through an employee relocation programEmployee relocation is a stressful event, and we understand. We take great care in setting up an accommodating appointment time for the appraisal inspection. We encourage relocating employees to provide feedback on the positive attributes of their property, along with information regarding any recent sales or listings in their neighborhood that they want considered during our thorough inspection. Sell your home quickly — for an accurate priceA professional appraisal will help you make a more informed decision regarding your asking price, whether you choose to sell your home on your own or use the assistance of a real estate agent. An appraiser has no vested interest in what amount the house sells for, apart from real estate agents. Our fees are based on our efforts to finish the appraisal report and not a percentage of the sales price. On a daily basis, we analyze the difference in value items like an additional bathroom or a kitchen remodel can make. And we're experts in knowing how long propertiesare on the market. So, getting a professional appraisal is a reliable way to determine what improvements will add value and what a suitable sales price is for your home so you don't come up short or have your house on the market an unnecessarily long time. 
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