Need an appraisal in Miami or Miami-Dade County?

Here are the top reasons FL homeowners need CERTIFIED APPRAISALS, INC.:

Get a pre-listing appraisal (whether you're using an agent or selling the home on your own)
Challenge Miami-Dade county's assessment of your property
Remove PMI to cut your mortgage payment
Reinstate your Home Equity Line of Credit (HELOC)
Review a different appraiser's report for verification
In the case of a FL divorce, when real estate needs to be divided
Settle an estate in FL by determining the true market value of real estate in question

Need help deciding the price of your home in or near Miami, FL?
Contact CERTIFIED APPRAISALS, INC..

At CERTIFIED APPRAISALS, INC., we understand the individual needs of a homeowner seeking appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale By Owner (FSBO)

It's very hard to be objective about your own house because you probably have an emotional attachment to it. Professional appraisers, like the ones at CERTIFIED APPRAISALS, INC., are objective. We will tell you what you need to know, not just what you want to hear. A professional appraisal is a crucial negotiating tool once you have a potential buyer, in addition to helping you set a realistic selling price so your house will attract many interested buyers. The appraisal is something concrete to show your buyer. The appraisal is an independent third party's opinion of your property's value, not just you saying how much you think your house is worth. Potential buyers know you have an emotional attachment to your home and will be far more likely to give credibility to a qualified appraiser's value assessment than yours.

Appraisals to remove PMI

Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a preferred way to save money for homeowners. Once your mortgage loan is less than 80% of the value of your property, in most cases you can apply to a lender to have the PMI removed from your loan, which will make your monthly payments go down. We are veterans in helping people just like you abolish unwanted and unneeded PMI insurance.

Challenge Tax Assessment

Your local tax assessor may have your home overvalued if your home is not appreciating as much as other homes close to yours. That means you're paying more taxes than you should. The quicker you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. Getting an expert appraisal from CERTIFIED APPRAISALS, INC. is your strongest weapon when challenging your property tax assessment.

Recently got a freeze your HELOC?

Your lender just may choose to automatically freeze your home equity line of credit (HELOC) if your home is in or near a declining area -- even if your specific property has not declined in value. Not only can this be inopportune from a cash flow viewpoint, but it can be negative on your credit score since it may appear as though that credit line is maxed out. CERTIFIED APPRAISALS, INC. can provide you with efficient appraisal to help you reinstate your HELOC.

We Also Offer Field and Desktop Appraisal Review Services

Have you just been given a copy of your appraisal and you'd prefer to have a veteran appraiser double-check it for efficiency or do you need a second opinion without the charge and delay of waiting for a whole new appraisal? We can go out and check the subject and comparables in question in a field review. If you're in a hurry, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal report? We can We can assist you While typically requested by banks, you may need to utilize this service if you suspect mortgage fraud related to your property.